Group Medical Plans

Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), HSA-qualified plans (Health Savings Accounts), Indemnity, Self-Funded, and Level-Funded Medical Plans.

Ancillary (non-medical)

DENTAL: Indemnity, Preferred Provide Network (PPO), and Dental Health Managed Organizations (DHMO)

& VISION PLANS

Life & AD&D

Term, Whole, and Universal Life, Accidental Death & Dismemberment (AD&D), Supplemental & Dependent Coverage.

Expenses Pre-Tax Earnings

Health Savings Accounts (HSA) & Flexible Spending Accounts (FSA), for childcare, transit and parking fees, medical expenses & more!

Disability Benefit Plans

Short Term Disability (STD) & Long Term Disability (LTD) plans

Employee Assistance Programs (EAP)

Free & Confidential Assessments, Short-Term Professional Counseling, referrals, for employees experiencing work or personal issues.   Other Services Include: Estate Guidance, Funeral Planning, Travel Assistance, ID Theft Protection, Health & Wellness.

Advisors

We Propose Strategic and Optimal Solutions for all your Employee Benefit Needs.  Our Focus is with Small (2-99) and Large (100-500) Group Insurance Policies.  We are Renewal Experts with In-Depth Knowledge of the Market Place and Trends.  We Protect Your Entire Workforce and Your Bottom Line.  We are Protected Profits.